top of page
More Than Fleet Coverage — A Partner in Performance

With our Commercial Fleet Insurance, you get more than coverage — you gain a strategic partner dedicated to your fleet’s performance and your business’s success. TER insurance team works with you to design a customized program that fits your organization’s operations and budget.


TER Insurance specializes in high-risk areas and provide comprehensive commercial trucking and transportation coverage designed for owner-operators, fleets, and logistics companies.

Transport Insurance

Protect your fleet, your drivers, and your business from the unexpected with mandatory third-party coverage that keeps you compliant and financially secure on every route.

Protect your company’s most valuable assets — your vehicles — with reliable coverage that keeps your business running even when accidents happen.

Protect your shipments every step of the way — from pickup to final delivery, across the U.S and worldwide. A broad range of limits is available to match the demands of your operation.

Trucking risks extend beyond the road. TER Insurance’s General Liability Insurance protects your business from non-vehicle accidents, covering injuries or property damage that occur on your premises, at loading docks, or during cargo handling.

Even when your truck isn’t hauling a load, risk doesn’t disappear. TER Insurance offers Non-Trucking Liability (Bobtail) Insurance to protect you when your vehicle is being driven off-dispatch—whether empty, between loads, or for personal use.

Provides medical coverage and wage replacement if a driver is injured or becomes ill due to work.

Covers property owned by the trucking company stored in warehouses, terminals, or distribution centers. Designed specifically for trucking companies, this policy integrates seamlessly with your fleet and cargo insurance, creating a complete risk management solution.

Every trucking operation is unique, and TER Insurance offers customized endorsements to meet your specific needs. Our Additional & Specialized Coverages provide protection for the risks that standard policies may not fully address.

Whether your business runs one truck or an entire fleet across multiple states, TER helps you stay compliant with FMCSA and DOT requirements while minimizing downtime through responsive claims handling and A+-rated carriers.

bottom of page