Physical Damage Insurance is voluntary coverage that protects your company’s vehicles against accidents, theft, vandalism, and natural disasters. It focuses on the physical damage to your own trucks — not third parties — ensuring that repair or replacement costs are covered when the unexpected happens.

For transportation businesses, Physical Damage Insurance helps maintain financial stability and minimize downtime. When a vehicle is damaged or lost, the policy steps in to cover the expenses, allowing your fleet to stay operational and your business to keep moving forward.

Optional Coverages sold in conjunction with Physical Damage Insurance:

• Additional or Optional Downtime Coverage

• Breakdown Coverage

• Personal Property

• Limited Depreciation Coverage

• Gap Coverage

• Rental Reimbursement

• Trailer Interchange