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This coverage fills the gap left by standard commercial auto policies, shielding you from liability for bodily injury or property damage to others during non-dispatch driving. It’s an essential solution for owner-operators and fleets looking to maintain comprehensive protection across all aspects of truck operation, not just when the rig is on the job.

Non‑Trucking Liability (Bobtail) Insurance
Even when your truck isn’t hauling a load, risk doesn’t disappear. TER Insurance offers Non-Trucking Liability (Bobtail) Insurance to protect you when your vehicle is being driven off-dispatch—whether empty, between loads, or for personal use.
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